Benefits are compensation
PRN rates look larger because paid time off, insurance subsidies, and retirement contributions often disappear. Price them before comparing rates.
Offer comparison
PRN vs staff calculator
Find out whether the PRN premium replaces the benefits you would leave behind.
Include employer health contributions, retirement match, PTO, disability coverage, education benefits, and bonuses—not your own payroll deductions.
Also compare risk
PRN hours may be cancelled first. Include realistic annual hours and any insurance you would need to buy independently.